Sorry for the lack of posts of late.
I have been dealing with the condo thing. Here is the story:
It's not happening.
Basically, the condo complex has too many deficiencies so the mortgage insurance was denied. It has nothing to do with me (I have very very good credit!!). I didn't want to put more money down, so I cancelled the entire deal. If I wanted to borrow money from family for a larger down payment, then I would pick a better location and condo. I was only using this one as a stepping stool to get into the market because I could do it on my own.
I am still going to buy something this year. I am just back at square one.
I am ok with this. I have learned A LOT and I'm happy to be able to start over.
Onwards and upwards, right??